Who they are: Midland is one of the largest debt buyers in the country. They buy old credit card accounts from banks like Capital One, Citibank, and Synchrony Bank for pennies on the dollar. 

How we beat them: When Midland sues you, they rely on mass-produced paperwork and computer printouts. In a Pennsylvania courtroom, that is not enough. I have beaten Midland THOUSANDS of times by proving they don't have the proper evidence.

When they can't provide the evidence, we win, and you owe them zero.